If you are someone who is applying for a loan or credit card for the first time, all you need to know about a cibil score. Yes, your three-digit numeric summary always comes into the picture in situations like these. And, this is the reason why a majority of lenders always pay attention to the same. Talking about your score, it is nothing but a three-digit number that basically represents your credit score and repayment history. It shows the creditworthiness of an applicant, whether he/she is eligible for a loan/credit card or not.
Hence, it would not be wrong to say that it is always a matter of concern not only for the lenders but for applicants as well. Thus, they are always curious for cibil score free check. Yes, with the help of an online method, it is absolutely easy and a hassle-free process to know your exact score so that you can enjoy a smooth journey. Now when it comes to checking the same, there is no denying the fact that there are two effective methods that allow you to do the same. So, let’s just know each one of them in the article below:
How to check credit score online
To know the score, you need to login on the official website of the credit agency and request for the report. In order to get the report, an individual needs to furnish the required documents. Well, only after the successful verification of the documents, an individual can get CIR through the mail. And, the report will be sent to you within a day.
However, talking about two effective measures, they are as follow:
Via PAN Card
With the help of your Permanent Account Number, you can check your score in just 2 minutes. The process is quite simple. Just follow the steps mentioned below:
- Step 1: Go to CIBIL score page
- Step 2: Enter your Name as per PAN Card
- Step 3: Mention correct Date of Birth
- Step 4: Select Gender
- Step 5: Provide PAN Card number
- Step 6: Enter contact details such as email address, residence address and mobile number
- Step 7: Agree to the terms and condition
- Step 8: Click on the submit button
You would be glad to know that your three-digit numeric summary is now easily available on WhatsApp. Yes, you can anytime from anywhere know your score by simply giving a missed call. Wanna know more? Just read the steps below:
Step 1: Give a missed call to +91-8287151151
Step 2: Mobile Number will be added to WhatsApp Chat
Step 3: Mention your Name, Date of Birth & Gender
Step 4: Enter your PAN Number
Step 5: Provide your complete residence address
Step 6: Enter your Email ID
Soon after completing the steps above for cibil score check online free, it would be a hassle-free process for you to know your cibil report as well. Yes, you can get a detailed report in just a few minutes. All you need to do is just simply login to your account and get a 1-year subscription free.