The personal loan is the way to fulfill own desire through this. You can use it for various purpose such as shopping, dining, traveling, and other things. It can be related to anything which should be for you only like children’s study, wedding, home renovation, family outing or more.
Before that, you don’t have this benefits. You can shop whatever you want either on a budget or out of the budget. Now you can purchases your favorite goodies and payback on installment without any hurdle. HDFC gives you facility is the best way to complete your wish list.
But, before that need to check own HDFC personal loan eligibility and KYC part. Both procedures are a direct ticket for you otherwise they can hold your request or reject it.
HDFC Personal Loan Eligibility
- The minimum age should be 21 years
- The maximum age is 65 years
- You should have a spotless credit history
- For individual’s two years work, the experience is necessary, wherein having one-year current employment details also important
- You must have a net monthly income of Rs 15,000
HDFC Personal Loan KYC Part
- Identity Proof: Voter ID, passport, Aadhaar or any governmental photo ID proof
- Address Proof: Passport, driving license, voter ID, and electricity bill
- Last three months bank statement
- Last six months bank passbook
- Recent salary slip, current dated salary certificate with Form 16
How Can You Avail The HDFC Personal Loan?
For a loan seeker, the HDFC personal loan eligibility can provide you quick and simple process. You can fill the personal and professional information, share documents, after that you can submit the application along with recent passport size photograph for further process.
It’s a hassle-free process, which anyone can apply. Before that, you can prepare your all documents and set your mind to the interest rate, the amount you want, and calculate properly. So that, you can manage financially as per the information.
How Is Interest Charged On HDFC Personal Loan?
The interest rate depends on lenders to lenders, and that can affect you. That’s the reason you should know and understand before can apply. HDFC interest rate is 10.99% to 20.99% with an amount of up to Rs 15 lakh for five years.
As you know, you can use it for own benefits. For home decoration to travel anywhere, you can use it. The bank can provide you their service to fulfill your wish list.
How Can You Calculate HDFC Personal Loan EMI?
The EMI calculator is the tool that helps to know about monthly installment which needs to pay. With the help of HDFC personal loan calculator, you get to know in advance of EMIs so that you can manage your finance as per that. It’s a small, time-saving, and effective online product, which can tell your report within a second.
You can open this online tool site and enter such details amount, tenure, and interest rate. After your submission, they can fetch all details. It’s a time-saving and convenient tool which can work for you by 24*7. Without going anywhere, you can get the report quickly.